Accessibility Statement

Risk Regroup seeks to maintain a website that provides reasonable access to its informational content and functionality in accordance with applicable legal requirements.

We may periodically review, modify, and improve website functionality as technologies, accessibility practices, and applicable requirements evolve.

However, accessibility is an ongoing process, and Risk Regroup does not represent or warrant that every portion of the website will be fully compatible with every device, browser, operating system, accessibility tool, assistive technology, configuration, or individual accessibility requirement.

The accessibility and performance of this website may depend substantially upon technology selected, owned, configured, maintained, or operated by the user.

Users are responsible for maintaining compatible and properly functioning:

• *Computers, smartphones, tablets, or other devices
• *Operating systems
• *Web browsers
• *Screen readers and other assistive technologies
• *Accessibility settings
• *Display and text-size configurations
• *Input devices
• *Security software
• *Internet connectivity
• *Third-party extensions or applications

Risk Regroup does not manufacture, provide, configure, maintain, or control users’ devices, browsers, operating systems, internet services, or independently provided assistive technologies.

Website appearance and functionality may vary depending on screen size, browser version, operating system, device settings, internet connection, and other technical circumstances.

Users are responsible for maintaining reasonably current and compatible software and equipment.

To the fullest extent permitted by applicable law, Risk Regroup is not responsible for accessibility or functionality issues caused by outdated or unsupported software, incompatible devices, browser configurations, disabled functionality, third-party extensions, user modifications, network restrictions, or other circumstances outside Risk Regroup’s reasonable control.

Users may choose to access the website using screen readers, voice-control software, magnification tools, keyboard navigation, or other assistive technologies.

Compatibility and performance of independently developed assistive technologies are controlled by their respective manufacturers and providers.

Risk Regroup cannot guarantee compatibility with every version or configuration of every third-party assistive technology.

Users are responsible for selecting, installing, configuring, maintaining, and operating assistive technologies appropriate to their individual needs.

Modern devices and browsers may provide accessibility features such as text enlargement, zoom, contrast adjustments, voice controls, screen reading, reduced motion, keyboard navigation, and other display or interaction settings.

Users are encouraged to configure their device, browser, and assistive technologies according to their individual accessibility requirements.

Risk Regroup is not responsible for changes to website presentation or functionality resulting from user-controlled settings or third-party accessibility software.

The website may contain links, embedded content, applications, documents, maps, videos, platforms, or other resources provided or controlled by third parties.

Risk Regroup does not control the accessibility features, technical implementation, availability, or compatibility of independently operated third-party services.

To the fullest extent permitted by applicable law, Risk Regroup is not responsible for accessibility limitations attributable solely to third-party websites, platforms, software, content, or technologies outside its reasonable control.

Risk Regroup makes reasonable efforts to present website information in a clear and usable manner.

Nevertheless, differences in devices, screen dimensions, browser rendering, font availability, zoom levels, accessibility software, translations, user settings, and other technical circumstances may affect how content is displayed or accessed.

Website content is provided primarily for general informational purposes. Users requiring information in another reasonably available format may contact Risk Regroup for assistance.

Because technology, individual accessibility requirements, devices, software, and technical standards vary significantly, Risk Regroup cannot guarantee a completely identical or uninterrupted experience for every user or technological configuration.

No statement contained in this Accessibility Statement constitutes a guarantee that the website will operate without interruption, incompatibility, technical limitation, or accessibility issue under every possible circumstance.

Users are responsible for ensuring that their devices, software, browser settings, assistive technologies, and connectivity are suitable for accessing online content.

Users should not disable essential browser functionality or use configurations known to interfere with standard website operation and then rely upon resulting technical limitations as representative of the website’s ordinary functionality.

Nothing in this section transfers to users any responsibility that applicable law expressly requires Risk Regroup to assume.

Risk Regroup welcomes reasonable notice of accessibility difficulties encountered while using the website.

When reporting an issue, users are encouraged to provide sufficient information to allow Risk Regroup to understand and investigate the matter, including, where appropriate:

• *The page or feature involved
• *The nature of the accessibility difficulty
• *Device type
• *Browser and version
• *Operating system
• *Assistive technology being used
• *A description of the information or functionality the user is attempting to access

Risk Regroup may evaluate reported issues and determine an appropriate response based on the circumstances and applicable legal requirements.

Where reasonably practicable and required under applicable law, Risk Regroup may seek to provide information through an alternative method when particular website content cannot be effectively accessed by a user.

Availability of an alternative format or method may depend upon the nature of the requested information, technical feasibility, applicable regulatory requirements, confidentiality obligations, and other relevant circumstances.

The website is provided primarily for informational and communication purposes.

Accessibility functionality, website forms, emails, or other electronic interactions do not themselves constitute a reinsurance quotation, binding instruction, confirmation of coverage, acceptance of a risk, or agreement to provide brokerage services.

Users requiring transaction-specific assistance should communicate directly with Risk Regroup through the appropriate business channels.

To the fullest extent permitted by applicable law, Risk Regroup shall not be liable for accessibility difficulties, interruptions, incompatibilities, display issues, loss of functionality, or other technical problems resulting from circumstances outside its reasonable control, including:

• *User devices or hardware
• *Internet connectivity
• *Browser configuration
• *Operating systems
• *Third-party software
• *Assistive technologies
• *Extensions or plug-ins
• *Security settings
• *User-selected accessibility configurations
• *Unsupported or outdated technology
• *Third-party websites or platforms

Users assume responsibility for the selection, maintenance, compatibility, and configuration of their own equipment and independently provided technologies.

Nothing in this Accessibility Statement excludes, limits, or disclaims any obligation or liability that cannot lawfully be excluded, limited, or disclaimed.

To the fullest extent permitted by applicable law, the website is provided on an “as is” and “as available” basis without any guarantee of universal compatibility with every accessibility technology, device, software configuration, or individual requirement.

Risk Regroup does not warrant uninterrupted or error-free accessibility under every technological circumstance.

Risk Regroup may modify this Accessibility Statement periodically to reflect changes in its website, technologies, accessibility practices, or applicable legal requirements.

Any revised version may become effective upon publication on the website unless otherwise required by applicable law.

This Accessibility Statement is intended to operate to the fullest extent permitted under applicable United States law.

Nothing contained herein is intended to waive, restrict, or eliminate accessibility rights or obligations that cannot legally be waived, restricted, or eliminated.

For accessibility assistance, questions regarding this Accessibility Statement, requests for information in an alternative reasonably available format, or any other accessibility-related matter, please contact us at contact@riskregroup.com.